Jubilee Holdings is a respected East African brand with a strong financial base and over 70 years of experience in the industry.

Jubilee Holdings owns Jubilee Insurance which is the number one composite insurer in Kenya and East Africa and the market leader in medical insurance.

1) Employer sponsored arrangements
2) Can be pension scheme or provident fund
3) Different types available:

• Defined contribution - employer and employee Contributions or
• Defined benefit – retirement benefit specified

4) Funds invested in a Guaranteed Fund

• Capital and past investment income guaranteed
• Return to the fund guaranteed not to be less than the minimum guaranteed rate

5) Leavers can withdraw subject to legislative requirements
6) Retirees can purchase a pension/annuity
7) Schemes registered with Retirement Benefits Authority (RBA)

• RBA monitors schemes and service providers

8) Schemes must be registered with Income tax for:

• Tax free allowance on contributions
• Investment income not taxed
• Tax free allowances at time of withdrawal
• Tax free allowance on pension

9) Scheme may be arranged with death-in-service cover
10) Scheme administration services available