Fire and Special Perils

Fire is early Man’s greatest discovery. Yet this exceptional discovery is also Man’s greatest fear. It can strike without notice and the results are devastating.  

A fire in the home is a tragedy that can damage every corner of your home, every piece of equipment in it, and leave your family homeless and traumatised.
Don’t be caught off guard by such events.

Prepare for them by insuring with Jubilee so that if you or your family are affected by such a calamity, you have a friendly hand of support, a shoulder to lean on.

At Jubilee Insurance, our Fire and Special Perils Cover offers you the support that you need. The list below shows the Perils covered:

  1. Fire
  2. Lightning
  3. Riots and Strikes
  4. Malicious Damage
  5. Bush Fire
  6. Hail, snow, wind, hurricane cyclone, tornado or typhoon
  7. Rain, provided building(s) in respect of which the claim is made or containing the property in respect of which the claim is made is so damaged by any of the perils specified in (6) supra, as to admit rain water to the interior of the said building(s)
  8.  Flood, which shall mean:
  • The following or deviation from their normal channels of either natural or artificial water courses, and
  • Any flow or accumulation of water on the ground except when such flow or accumulation be of water emitted from water supply main tap, pipe, valve or the like save as referred to in 9 and 10 hereof.

 

 

9.   Overflowing of guttering and down pipes in connection therewith or bursting or overflowing of municipal or other public water supply mains
10.  Aircraft and other aerial devices and /or articles dropped there from
11.  Impact with any of the said buildings Insured under this policy and /or any walls, gates and fences around and pertaining thereto, by any road vehicles and animals not belonging to or under the control of the Insured, his agent or servant
12.  Subterranean Fire
13.  Explosions other than from boilers and pressure vessels.
14.  Earthquake, Fire and Shock